Puppy economics

What does a puppy actually cost?

Plug in your assumptions for a realistic monthly and first-year estimate. Numbers in USD.

Breed
Food quality
Pet insurance
Grooming
Toys & enrichment ($25/mo)
Vet & meds buffer ($50/mo)
Golden Retriever estimate
Monthly
$313
Food$91
Insurance$49
Grooming$53
Toys & enrichment$25
Vet (avg.)$95
Annual
$3,756
First year
$4,356
incl. setup, neuter, training